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BAK2101 – BANK LENDING

Hours/ Week :	4
Aims and Objectives :	The course covers the principles of business lending; credit monitoring, control and recovery; types of borrowers and borrowings, risks associated with the differing types of businesses; security, kinds of security and concludes with the social responsibility of banks while lending
Learning Outcomes :	On successful completion of this module, students will be able to: Define principles of lending Classify risks in the lending world Define the legal and regulatory environment Define the legal and regulatory environment Explain the purpose of financing Classify the various forms of lending List out the lending cycle Define security List the procedures for monitoring and control Identify the social responsibilities involved in lending
Indicative Content :	Chapter 1: Basic Principles of Lending Chapter 2: Lending and the legal and regulatory environment Chapter 3: Types of borrowers Chapter4. The purpose of financing Chapter 5: Forms of Lending Chapter 6: The Lending cycle Chapter 7: Assessment of risk, Credit scoring and covenants Chapter 8: Security Chapter 9: Lending - Monitoring and Control Chapter 10: Lending and Social Responsibility
Teaching Methodology :	Students will attend two ‘two-hour’ sessions a week, which will consist of a combination of lectures, MCQs, in-class exercises, Case studies, group discussion and other group activities. Learning will be achieved through the use of regular weekly homework, in-class exercises and quizzes. Case studies and an individual project will enhance the concepts learnt. Lectures, MCQs, in-class exercises will focus on knowledge and understanding. Case studies and research assignment will focus on intellectual skills.
Bibliography :	Main Book CN Rouse, Bankers Lending Techniques, Third Edition , Global Publishing UK Other resources: BIBF library resources Online resources as advised by the Instructor

BAK2102 – RISK ANALYSIS

Hours/Week:	4
Aims and Objectives:	This course provides the student with a general introduction to the subject of risk and its relationship to the governance of companies, it then moves forward to provide an insight into risk aspects of the operations of customers as well as how risk might be handled within an organization for which they work, or have researched. The course is designed to enable the student to understand and apply techniques of risk management available to commercial organizations faced with potential loss or the reduction of resources arising from various sources of risk.
Learning Outcomes (LOCs):	At the end of this module, students should be able to: Understand the nature of risk and its relationship to corporate governance Be aware of the types of risk inherent in the operations of customers Know how to handle risk within the organization Be able to apply the techniques of risk management to circumstances affecting commercial organizations. Be able to handle the potential adverse consequences of risk
Indicative Content:	10.1 Introduction 10.2 Credit Risk 10.3 Interest rate risk 10.4 Liquidity risk 10.5 Foreign exchange risk 10.6 Market risk 10.7 Country risk 10.8 Operational risk 10.9 Off Balance sheet risk 10.10 Capital risk and solvency 10.11 Interrelation of risks 11.2 General risk management 11.3 Credit risk management 11.4 Managing the lending functions 11.5 Managing the interest rate risk 11.6 Managing the liquidity risk 11.7 Managing market risk 11.8 International risk assessment
Teaching Methodology:	The Module is taught by a series of lectures. At the end of each chapter a chapter review is given followed by a discussion and quiz.
Bibliography:	Hull, John (2012) Risk Management and Financial Institutions’ Prentice Hall

ACC1103 – FINANCIAL MARKETS AND INSTITUTIONS

Hours/Week:	4
Aims and Objectives:	To help the student develop an understanding of the functions of different financial markets and institutions, the nature of global financial markets, the structure of different national financial systems, and the role played by banks. Candidates will also develop an appreciation of the role of market design in price discovery, an introduction to the theory of financial institutions, and an understanding of the rationale and nature of regulation in the financial markets.
Learning Outcomes (LOCs):	On completion of this module the student should be able to: explain the roles played by financial markets and institutions; describe the design features of key securities markets; explain the effects of market design on price discovery; analyse the role of asset transformation in the management of liquidity and risk; describe the primary characteristics of banks and differentiate their role from that of non-bank financial institutions; discuss and explain the rationale for government intervention in the functioning of financial markets and institutions; and appreciate the fact that there being no unique method of solving problems in the business environment.
Indicative Content:	Introduction to the financial system The financial system and the real economy Institutions (LOC2, LOC3, LOC5) Deposit-taking institutions Non-deposit taking institutions Markets (LOC3, LOC5, LOC6) The money markets The capital markets Interest rates Foreign exchange markets Exchange rate risk, derivatives markets and speculation International capital markets Government borrowing and financial markets Financial market failure and financial crises Regulation (LOC6) The regulation of financial markets
Teaching Methodology:	The Module is taught by a series of lectures. At the end of each Chapter a chapter review is given followed by a discussion and quiz.
Bibliography:	Main text book Marcia Cornett and Anthony Saunders, Financial Markets and Institutions 2012 , 5th Edition , Mcgraw Hill Higher Education   Other resources Howells, P., and Bain K., 2007, Financial Markets and Institutions. 5th ed., Harlow, England: FT Prentice Hall. Mishkin, F. S., and Eakins S. G.,2008, Financial Markets and Institutions. 5th ed., Harlow, England: FT Prentice Hall.