Ishtirok etish va hamkorlikni rivojlantirish orqali

Ba'zi qurilish jamiyatlari 1986 yildagi Qurilish jamiyatlari to'g'risidagi qonunga binoan banklarga aylantirildi.

• Ba'zi qurilish jamiyatlari 1986 yildagi Qurilish jamiyatlari to'g'risidagi qonunga binoan banklarga aylantirildi.
• 1987 yil yanvar oyidan kuchga kirgan qonun qurilish jamiyatlariga bank plc maqomiga o'tishga ruxsat berdi,3
• Angliya banki tomonidan nazorat qilinishi va beshta dushman tomonidan egallab olinishidan himoyalangan
• yillar. 1986 yildagi eng yaxshi o'ntalik (aktivlar hajmi bo'yicha) qurilish jamiyatlarining ko'pchiligi, yangi tomonidan asr, ularning o'zaro mavqeidan voz kechdi. Dastlabki konvertatsiyalar Abbey National (1989) edi.
• Bristol va West, Cheltenham va Gloucester (1992; Lloyds-TSB sho'ba korxonasi). Bino 1995-7 yillar orasida o'zgargan jamiyatlar Galifaks edi (Leeds BS bilan birlashgandan keyin), Alliance & Leicester, Northern Rok va Vulvich (2000 yilda Barclays tomonidan qabul qilingan). Birmingem Midshires 1999 yilda Halifax tomonidan sotib olingan; Bredford va Bingli konvertatsiya qilishdi
• 2000 yilda.

• Some building societies converted to banks following the Building Societies Act, 1986. Effective January 1987, the Act allowed building societies to convert to bank plc status,3 to be supervised by the Bank of England, and protected from hostile takeover for five years. Most of the top ten (by asset size) building societies in 1986 had, by the new century, given up their mutual status. The early conversions were Abbey National (1989), Bristol and West, Cheltenham and Gloucester (1992; a subsidiary of Lloyds-TSB). Building societies that converted between 1995–7 were the Halifax (after a merger with Leeds BS), Alliance & Leicester, Northern Rock and the Woolwich (taken over by Barclays in 2000). Birmingham Midshires was purchased by the Halifax in 1999; Bradford & Bingley converted in 2000. Building

Qurilish jamiyatlari Britaniya chakana moliyasida uzoq tarixga ega. Jamiyat a'zolari pul to'laydilar

• Qurilish jamiyatlari Britaniya chakana moliyasida uzoq tarixga ega. Jamiyat a'zolari pul to'laydilar
• obuna bo'ldi va mablag' yetarli bo'lgach, tanlov tartibi belgilandi uy sotib olish yoki qurish uchun mablag' oladigan a'zo. Dastlabki jamiyatlar litsenziyalangan binolarga biriktirilgan (masalan, Birmingemdagi Golden Cross Inn, 1775) va
• barcha a'zolar uylari uchun pul to'laganlaridan keyin tugadi. Ular to'g'risidagi birinchi qonunlar edi 1836 yilda qabul qilingan.4 1845 yilda Chesham binosi kabi doimiy jamiyatlar shakllana boshladi. Jamiyat. A'zolar jamiyatda ulush (depozit) hisobini yuritadilar va bir muddat o'tgach, mumkin bo'ladi vaqt, ipoteka berilishini kuting. Vaqt o'tishi bilan omonatchilar va ipotekachilar yo'q edi
• majburiy ravishda bir guruhdan.5
• O'zaro tashkilotlar sifatida har bir mijoz (depozitor yoki qarz oluvchi) ulushga ega
• jamiyat, asosiy boshqaruv o'zgarishlari bo'yicha ovoz berish huquqiga ega. Har bir ovoz bir xil ahamiyatga ega
• og'irligi, depozit ipoteka yoki kredit hajmidan qat'i nazar.

• Building societies have a long history in British retail finance. Members of a society paid subscriptions, and once there was enough funding, a selection procedure determined the member who would receive funds for house purchase or building. The early societies were attached to licensed premises (e.g. the Golden Cross Inn in Birmingham, 1775) and were wound up after all members had paid for their houses. The first legislation on them was passed in 1836.4 In 1845, permanent societies began to form, such as the Chesham Building Society. Members kept a share (deposit) account at a society and could, after a period of time, expect to be granted a mortgage. Over time, depositors and mortgagees were not necessarily from the same group.5 As mutual organisations, every customer (depositor or borrower) has a share in the society, with the right to vote on key managerial changes. Each vote carries the same weight, independent of the size of the deposit mortgage or loan.

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